A.M. Best Rating

PURE is proud to have earned a Financial Strength Rating of A- (Excellent) from A.M. Best, a leading independent credit rating agency. In its 2009 report, A.M. Best cites PURE’s positive rating factors, including the PURE Group’s “strong risk-adjusted capitalization” and “very modest operating leverage measures” along with the “growing impact of surplus contributions from PURE subscribers.” In addition to their annual premiums, PURE members make contributions to the surplus capital of the insurer. These contributions provide an important and steady source of capital to support PURE’s growth.

A.M. Best also notes that “PURE has maintained adequate reinsurance protection, using a combination of quota share, excess of loss, and catastrophe reinsurance programs to protect its surplus from catastrophe events.” Additionally, the group's management has “extensive experience, with favorable operating results associated with starting and managing similar niche books of business with other carriers.”

To download and view A.M. Best's full report of the PURE Group of Insurance Companies, click on the icon below.

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