Personal Excess Liability Insurance

Perhaps the most important insurance coverage you can buy is a Personal Excess Liability policy. It is often overlooked, it is affordable and it provides peace of mind in the event of an unthinkable accident.

A Personal Excess policy protects you against claims for personal injury and property damage – with limits attached above your homeowners, automobile and watercraft polices.

PURE offers you limits up to $10,000,000 for damages, with coverage for defense counsel not subject to a pre-set limit. The coverage is as broad as other insurers, with competitive premiums.

Unlike other carriers, PURE charges a premium based on the driving experience and responsibility of the household members. Other companies rate Personal Excess Liability policies on the number of vehicles a person owns – even if many of those vehicles may stay garaged at your residence. For members with more cars than drivers, the PURE approach could produce a substantial premium savings.